Your contact person for all matters relating to data protection:
St. Alban-Vorstadt 24
+41 61 201 11 80
As the responsible party, we take all measures required by law to protect your personal data.
Contact information such as name, address, postal address, telephone number and email address.Personal information such as date of birth, age, gender, and nationality.
When we refer to “processing” or “handling”, we mean any handling of personal data. The following operations are examples:
We process personal data in accordance with the provisions of the European General Data Protection Regulation (GDPR) and the Swiss Data Protection Act (DPA).
Depending on the situation, other personal data is processed.
a. When accessing our website
When accessing our website and apps, the following data is mainly stored in log files logged: IP address or Mobile-ID, date, time, browser request and general data transmitted. Information about the operating system or browser.
b. Use of the contact form on our website
When using the contact form on our website or when contacting us via our general email address, the “personal data” of the user concerned is transmitted to Consilior Ltd. and automatically stored for processing or contact purposes. The transfer of data to us is voluntary.
c. By subscribing to our newsletter
Consilior Ltd. regularly informs interested parties and clients by means of a newsletter about market news and investment opportunities. Newsletters can only be received if (1) the user has a valid email address and (2) the user has registered for the newsletter.
The Consilior Ltd. website offers its visitors the possibility to subscribe to a newsletter. When registering, the following data, among others, may be collected: name, first name, address, telephone number and email address. The personal data collected during registration for the newsletter is used exclusively for sending our newsletter.
Consilior Ltd. wishes to point out that the information and opinions published in the newsletters do not constitute an offer to buy or sell securities or other investment or financial products, nor do they serve as a decision-making aid or recommendation for investment or other decisions. The contents and publications are purely informative and do not constitute advice.
The subscription to our newsletter can be cancelled at any time by the person concerned. Deregistration is effectuated via the general email address of Consilior Ltd., email@example.com or, in the case of an existing customer relationship, also via the competent customer advisor.
As already mentioned, cookies enable us to recognise users of our website. The purpose of this recognition is to make it easier for users to use our website.
e. If you are seeking direct contact with one of our customer advisors or to establish a customer relationship with us
The purpose of data processing is to provide financial services in the context of the performance of our contracts with our customers or the execution of pre-contractual measures taken at their request. The purposes of data processing depend primarily on the specific product and may include, among other things, needs analysis, advice, asset management and the execution of transactions. Further details on the purposes of data processing can be found in the relevant contract and in the General Terms and Conditions of Consilior Ltd.
If necessary, we process your data beyond the actual execution of the contract to safeguard legitimate interests on our part or those of third parties. If the processing of personal data is based on a “legitimate interest”, our legitimate interest is primarily the performance of our business activities in the interests of our customers, partners, employees, and shareholders.
Insofar as you have given us your consent to process personal data for specific purposes, the legitimacy of this processing is based on your consent. The consent given may be revoked at any time. The revocation of consent does not affect the lawfulness of the data processed until the revocation.
In addition, as an asset manager, we are subject to various legal obligations, i.e., legal requirements (e.g. Financial Institutions Act, Financial Services Act, Money Laundering Act, etc.) as well as supervisory regulations (e.g. FINMA regulations and circulars). The purposes of the processing include the verification of identity, the prevention of fraud and money laundering, the fulfilment of legal reporting obligations and the assessment and management of risks within Consilior Ltd.
We process and store your personal data for as long as is necessary to fulfil our contractual and legal obligations or for the specific purpose for which it was collected. In the case of newsletter subscriptions, this generally applies at least for the duration of the subscription. In the case of customer relationships, this applies at least if the data is required to fulfil our contractual and legal obligations.
We also store personal data if we have a legitimate interest in storing it, e.g. for the purposes of documentation and preservation of evidence as well as for the exercise and defence of legal rights. If the data is no longer required for the fulfilment of contractual or legal obligations, it is routinely deleted, unless your personal data is subject to a legal retention obligation.
Under the law applicable to you, you also have the right to obtain information, rectify, delete, restrict the processing of data and object to our data processing, as well as the right to receive from us, free of charge, the personal data you have provided to us in a readable format.
You also have the right to revoke your consent to the processing of your personal data at any time. Such a revocation is only effective for the future and does not affect the lawfulness of the data processing carried out until the revocation.
You have the right to object at any time, on grounds relating to your situation, to the processing of your personal data based on data processing in the public interest or on data processing based on a balance of interests.
If you object, we will no longer process your personal data unless there are compelling legitimate grounds for the processing which override your interests, rights and freedoms, or the processing serves to assert, exercise or defend legal claims.
The exercise of such rights usually requires you to clearly prove your identity (for example, by a copy of an identity document if your identity is not clear or cannot be verified by us). To assert your rights, you can contact us at the address indicated in point 1.
In addition, every data subject has the right to assert their rights in court or to file a complaint with the competent data protection authority. The competent data protection authority in Switzerland is the Federal Data Protection and Information Commissioner (www.edoeb.admin.ch).
Consilior Ltd. reserves the right to amend the data protection declaration at any time in order to adapt it to changes in the legal situation or in the event of changes to the service or data processing. Users are therefore requested to regularly inform themselves about the content of this declaration on our website.
Right of access and investor group
The web pages of Consilior Ltd. are in principle intended for natural and legal persons as well as partnerships with domicile or registered office in Switzerland. They are not intended for persons subject to a foreign legal system that prohibits publication or access to this website based on the nationality of the person concerned, their place of residence or for other reasons. Access to the Consilior Ltd. website is therefore prohibited for persons subject to such restrictions.
The information published on this website does not constitute a recommendation, an offer or an invitation to buy or sell investment instruments, to carry out transactions or to conclude a legal act. The information and opinions published are provided by Consilior Ltd. exclusively for personal use and for information and publicity purposes; they may be changed at any time and without prior notice. For further information on specific financial instruments, please consult the basic information sheet (BIB), the prospectus or the documents under foreign law equivalent to the basic information sheet (such as Key Information Documents/KIDs), available at www.consilior.ch.
Consilior Ltd. does not guarantee (neither expressly nor tacitly) that the information and opinions published on this website are accurate, complete or up-to-date. The information on this website is not intended to be a decision aid for economic, legal, tax or other advice, and no investment or other decision should be made solely on the basis of this information. It is recommended to seek advice from a qualified specialist.
Exclusion of liability
Consilior Ltd. accepts no liability for loss or damage of any kind – whether direct, indirect or consequential – that may arise from the use of or access to this website or from links to third-party websites. Furthermore, Consilior Ltd. accepts no liability for any manipulation of the internet user’s computer system by unauthorised persons. Consilior Ltd. expressly draws attention to the risk of viruses and the possibility of targeted attacks by hackers. In order to combat viruses, it is recommended to use the latest versions of browsers and to install anti-virus software that is always up to date. Do not open emails of unknown origin and unexpected attachments.
Furthermore, to the extent permitted by law, Consilior Ltd. assumes no liability for damage or consequential damage arising from the use of or access to information on web pages or links to third-party web pages. In addition, Consilior Ltd. endeavours to ensure the accuracy, reliability, completeness and/or correctness of the information presented or the functions offered but cannot guarantee this at any time and therefore accepts no liability for any damage resulting from this. This exclusion of liability also applies to damage or consequential damage caused by the manipulation of the web pages by third parties.
Reservation of the right to make changes
Consilior Ltd. endeavours to ensure that the information presented is up to date and complete at the time of publication. However, the entire content of the web pages may be changed at any time without prior notice.
Links to other websites
The Consilior Ltd. websites may contain links to third-party websites. By calling up these links, you leave the Consilior Ltd. website. Third-party websites are completely outside the influence of Consilior Ltd., and Consilior Ltd. therefore assumes no responsibility for the accuracy, completeness, and legality of the content of such websites or for any offers and services they may contain. The consultation and use of links to third-party websites is therefore at your own risk.
The entire content of the Consilior Ltd. website is protected by copyright and subject to Swiss law. The storage or printing of individual pages for personal, non-commercial use is permitted. The complete or partial reproduction, transmission (electronically or by other means), modification, linking or use of the Consilior Ltd. website for public or commercial purposes without the prior written consent of Entrepreneur Partners Ltd. is prohibited.
Contact via the contact form and email
Consilior Ltd. informs the users of its web pages that the use of emails and electronic forms entails certain risks. The sending of emails to Consilior Ltd. is done without encryption. The same applies to data sent via contact forms. Under certain circumstances, data transmitted electronically can therefore be viewed and altered by third parties, and Consilior Ltd. can also be identified as the recipient. As a result, conclusions can be drawn about the user’s relationship with Consilior Ltd. We strongly recommend that you do not transmit confidential information, such as customer and order data, by email or via the contact form.
Orders via the website
Consilior Ltd. expressly states that it is not obliged to accept, execute, or consider any orders, revocations of orders, authorisations for business transactions or other declarations of a legal nature that may be transmitted via the website.
Personal data and cookies
The data protection declaration [link] of Consilior Ltd. governs all provisions concerning your personal data.